Student Loan Repayment Calculator
If you use salary sacrifice, enter your reduced salary.
Plan 1
Threshold £26,065 · 9%
Plan 2
Threshold £28,470 · 9%
Plan 4 (Scotland)
Threshold £32,745 · 9%
Plan 5
Threshold £25,000 · 9%
Postgraduate Loan
Threshold £21,000 · 6%
This is an estimate based on a standard tax code (1257L / S1257L), NI category A and annual figures. Your payslip may differ because of your tax code, benefits in kind, cumulative payroll, pay timing or other circumstances. Not tax advice. How we calculate
Frequently asked questions
Which plan am I on?
Plan 1 is generally for students in England or Wales who started before September 2012, or in Northern Ireland. Plan 2 is England and Wales from September 2012 to July 2023. Plan 4 is Scotland. Plan 5 is England from August 2023. Check your Student Loans Company account to be sure.
Can I repay a Postgraduate Loan at the same time?
Yes. Postgraduate Loan repayments of 6% are made alongside any undergraduate plan repayment.
Is it based on my annual salary?
Through PAYE it is calculated on each pay period's earnings. This calculator shows an annual estimate.
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