Pay Rise Calculator
What you keep
You keep 72.0% of the £1,750.00 gross increase.
| Before | After | Change | |
|---|---|---|---|
| Gross salary | £35,000.00 | £36,750.00 | £1,750.00 |
| Income Tax | £4,486.00 | £4,836.00 | £350.00 |
| National Insurance | £1,794.40 | £1,934.40 | £140.00 |
| Student loan | £0.00 | £0.00 | £0.00 |
| Take-home | £28,719.60 | £29,979.60 | £1,260.00 |
This is an estimate based on a standard tax code (1257L / S1257L), NI category A and annual figures. Your payslip may differ because of your tax code, benefits in kind, cumulative payroll, pay timing or other circumstances. Not tax advice. How we calculate
Frequently asked questions
Why do I keep less than the full rise?
Your rise is taxed at your marginal rate — usually 20% tax plus 8% NI for basic-rate taxpayers — plus any student loan repayment.
What is the 60% tax trap?
Between £100,000 and £125,140 your Personal Allowance is withdrawn, so each extra £1 can cost 60p in Income Tax plus 2p NI.
Related calculators
Take-Home Pay Calculator
Full breakdown of tax, NI, pension and student loan.
Hourly to Annual Salary Calculator
Turn an hourly rate into annual, monthly and weekly pay.
Pay Rise Calculator
See how much of a pay rise you actually keep.
Bonus Tax Calculator
Estimate the tax and NI taken from a bonus.
Pension Contribution Calculator
Compare relief at source, net pay and salary sacrifice.
Student Loan Calculator
Repayments for Plans 1, 2, 4, 5 and Postgraduate Loans.
Overtime Pay Calculator
Work out what extra hours add to your take-home pay.